Motor insurance
The motor line of business encompasses all first party and third party covers associated with the operation of self-propelled motor vehicles and includes towed vehicles. It does not cover the manufacture or assembly of such vehicles.
Third party liability (TPL)
This policy provides insurance cover against bodily injury and property damage claims made under statutory liability provisions against the registered user and/or driver as a result of the operation of a given vehicle. In most countries, Motor TPL insurance must be taken out by law.
Own damage
Motor own damage insurance covers loss or damage caused to the declared vehicle accidentally and unintentionally by the policyholder or the driver of the vehicle. in particular, the cover includes damage sustained by the vehicle during a journey or transport.
Fire and theft
Fire and theft insurance covers damage to the vehicle due to: fire, natural perils, theft, glass breakage, collision with animals and malicious acts of third parties.
